改善 · SMALL MOVES, COMPOUNDED

Your money, made clearer.

Bring together your money, income ideas, and investment plan. One useful improvement at a time.

Income · month

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manual ledger

Spending · month

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manual ledger

Cash flow

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needs entries

Net worth

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entered balances

Next improvement

Complete your money picture

Enter the smallest missing figure so Kai can give a grounded plan.

honest data

Ask with context

Kai receives totals and goals—not transaction descriptions.

YOUR CONTROLThis overview uses your manual entries. Wealth connections are optional; Kaizen does not move your money.

Kaizen v1.5 · Money Map
Account connections show their own setup status.

Cash flow

Manual ledger

Record only what helps you see the month. Nothing here connects to a bank.

This month

0 entries

Your inputs

Financial picture

Enter broad balances for planning. Leave anything unknown blank—Kai will call it out.

Estimated runway

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cash ÷ essentials

Entered net worth

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cash + investments − debt

DATA NOTEThese are planning figures you typed. They are not verified, live, or automatically refreshed.

Direction

Money goals

Turn a large target into visible progress. Start with one goal that matters.

Your goals

0 goals

Risk basics

Protect the foundation

A self-attested checklist for habits you control. Kaizen does not monitor these accounts.

What Kaizen can and cannot do

It can organize your entries, calculate summaries, remember your Kai conversation, and help you think. It cannot view accounts, verify balances, transact, file taxes, or replace a licensed professional.